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How to send money online to India - what are your smart money transfer options!!

Article Update - Cash2India is now a part of the Xoom online money transfer network

One of the most common questions that pops up in any Indian’s mind, when he is abroad, is how can I send money to India - is an online money transfer service such as Xoom or Western Union the right solution for me?

And why not! The 20 million strong Indian diaspora spread across the globe is one the most prolific remitter community in the world – having sent around $18 billion to India from all over the world last year! There are various reasons why one might want to send money back home – perhaps for a cousin’s wedding, a family member’s birthday, an emergency or an illness. Whatever the motives, all non-resident Indians look for a simple, secure and economical method to send money to India. And few traditional methods meet these serious demands of NRIs.

So what are your money transfer options? And do they meet your requirements?

Wire transfers, Credit Cards, Bank Drafts and Checks – all these have been the customary ways to send money back home. But none has been secure or convenient enough to become a hit. While Wire Transfers are secure, they are not very fast when it comes to sending money to India. And Credit Cards can be fast and secure while sending, but they can be problematic for the beneficiary because of certain regulations and practices in India. Bank drafts and Checks can take forever to reach and in many cases, they don’t!


Usual money transfer modes are plagued with innumerable problems when one is sending money to India from overseas. Ranging from an extended waiting period to steep money transfer costs and from cumbersome visits to the local transfer agent to the risk of theft or misplacement, these can be really maddening. No wonder that more and more Indians living in a foreign country are seeking alternatives that offer a faster, inexpensive and convenient way to send money across the borders.

Online money transfers - the SMART way to send money online to India!

Numerous websites specializing in online fund transfers have started a service that caters to almost all countries in the world, including India. Now you can send money to India in any chosen currency from anywhere across the world! As simple as 1-2-3, these websites have really made sending money to in India either to your family or for business as simple as a click!

There are abundant online money transfer websites that have sprung up offering you an unmatched and unbelievable convenience, when you have to send money to India. All you need to do is sign up for an account with the online money trasnsfer website such as Xoom, Cash2India or Western Union; type in the details of the transaction (like the name, address of the beneficiary in India), upload the money (credit card, bank transfer) and hit enter. Yes, it IS that simple. Once the website reviews your request, it sends the money either directly to the beneficiary’s account or to a branch office/franchise to be redeemed in cash, in India.

Online Money Transfers and Offshore Rupee checking accounts are now popular ways to send money to India. A simple online-to-offline service, Western Union is an instant money transfer option for Indians settled in USA. Xoom in association also supports PayPal, one of the top transaction processors in the world and offers an easy to use service. But if you need a strong local distribution network in India to handle the cash disbursement, Western Union offers a safe and speedy means to send money from USA to India. Online money transfers made from USA are available for cash pick up in India within minutes of the online transaction. In addition, you don’t even need a bank account or an Internet connection to receive funds.

Western Union is a useful and innovative online money transfer service gaining popularity among Indians abroad. A quick and cheap way to send money online. In three easy steps they allow you to send and receive international funds from anywhere in the world. A free sign up and a credit card or echeck is all it takes - Western Union has the largest network of agents in the world for cash disbursement and the recipient should be able to make his pick up from almost any Travel Agents or Shops around them, there's one in every street.

Just like the PayPal, Western Union allows you to sign up for free and create an account with a no obligations privilege, great for personal and tourist remittances -in case you stuck in a tough travel situation or money changers are not easily available to get your foriegn exchange in India, simply log in and find out if it works for you - for FREE!

These online remittance services employ the span and convenience of the Internet to offer a prompt and inexpensive money transfer service that is available 24x7 at your desktop. Say goodbye to lost checks and heavy transaction fees; these websites bring to you the absolute convenience when you need to send cash back home. Truly a smart way to send money to India!